Terms of Service

1. Agreement to terms

By accessing or using the services of PayBitt Technologies Limited ("PayBitt", "we", "us"), you agree to be bound by these Terms of Service. If you do not agree, do not use our services.

2. Description of services

PayBitt operates a digital payment and cross-border settlement platform for domestic and international transfers, remittance and settlement. We develop and operate software and mobile applications for payments, wallets and financial services. We partner with licensed banks and payment service providers for the payment and transfer of funds. PayBitt does not hold or control customer fiat; our bank and PSP partners act as payment facilitators.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts. You must comply with all applicable laws, including those relating to anti-money laundering (AML) and know-your-customer (KYC) requirements.

4. Use of services

You agree to use our services only for lawful purposes and in accordance with these terms. You must not use our services for any fraudulent, illegal, or unauthorised purpose. You are responsible for maintaining the confidentiality of your account credentials.

5. Partnership and API terms

Partnership with PayBitt, including use of our payment API, is subject to separate agreements. Contact us at partnerships@paybitt.com for partnership inquiries.

6. Limitation of liability

To the fullest extent permitted by law, PayBitt shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

7. Changes

We may modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

8. Contact

For questions about these Terms of Service, contact us at legal@paybitt.com or via our contact page.