PayBitt Payment System
Payments, transfers, virtual accounts, payment links, and webhooks. The backbone of our fintech ecosystem for Africa.
PayBitt is a payment aggregator operating under a licensed partner bank. We don't hold customer funds—we provide the technology that moves them. Our Payment System powers payments, transfers, virtual accounts, and real-time notifications across Ghana and Nigeria.
Collect payments
Mobile money
Accept MTN, Vodafone, AirtelTigo, and other mobile money networks. One API, multiple channels.
Bank transfer
Customers pay via bank transfer. Funds are matched and credited to your settlement account.
Virtual accounts
Generate unique account numbers per customer or transaction. Track who paid what, instantly.
Payment links
Share a link. Customer pays. You get notified. No integration required for simple use cases.
Send payments
Single transfers
Payout to mobile money or bank accounts. Instant or scheduled.
Bulk transfers
Upload a CSV. Queue thousands of payouts. Webhooks notify you on completion.
Idempotency
Resend safely. Duplicate requests are detected and ignored—no double payouts.
Developer-friendly
REST APIs, HMAC authentication, webhooks for every event. Integrate in hours, not weeks. Our docs include cURL examples, error codes, and best practices for production.
Regulated & secure
All transactions flow through our partner bank. PayBitt earns service and technology fees only. KYC and AML compliant. Built for businesses that need reliability and audit trails.
Get API access
Request credentials to start integrating. We'll onboard you and support your launch.
Contact us