PayBitt Payment System

Payments, transfers, virtual accounts, payment links, and webhooks. The backbone of our fintech ecosystem for Africa.

PayBitt is a payment aggregator operating under a licensed partner bank. We don't hold customer funds—we provide the technology that moves them. Our Payment System powers payments, transfers, virtual accounts, and real-time notifications across Ghana and Nigeria.

Collect payments

Mobile money

Accept MTN, Vodafone, AirtelTigo, and other mobile money networks. One API, multiple channels.

Bank transfer

Customers pay via bank transfer. Funds are matched and credited to your settlement account.

Virtual accounts

Generate unique account numbers per customer or transaction. Track who paid what, instantly.

Payment links

Share a link. Customer pays. You get notified. No integration required for simple use cases.

Send payments

Single transfers

Payout to mobile money or bank accounts. Instant or scheduled.

Bulk transfers

Upload a CSV. Queue thousands of payouts. Webhooks notify you on completion.

Idempotency

Resend safely. Duplicate requests are detected and ignored—no double payouts.

Developer-friendly

REST APIs, HMAC authentication, webhooks for every event. Integrate in hours, not weeks. Our docs include cURL examples, error codes, and best practices for production.

Regulated & secure

All transactions flow through our partner bank. PayBitt earns service and technology fees only. KYC and AML compliant. Built for businesses that need reliability and audit trails.

Get API access

Request credentials to start integrating. We'll onboard you and support your launch.